An interest-only retirement mortgage allows homeowners over 55 to release equity from their property while only paying the interest, not the capital. The mortgage is repaid in full when the homeowner passes away or moves into long-term care, with the sale of the home typically covering the loan amount. This type of mortgage is suitable for those who want to access cash without monthly repayments that impact their finances. To learn more about this option and its benefits, visit Interest Only Retirement Mortgages.